Your Lending & Cards Score
Bureau and banking data, read together. Soft check only — nothing here touches your CIBIL.
FairSee what moves it below
WHAT MAKES UP YOUR SCORE
Bureau (CIBIL)
40%
Good
Banking behaviour
25%
Good
Cashflow stability
15%
Needs work
Tax & compliance
10%
Strong
Asset profile
10%
Needs work
This is a match score, not a guaranteed approval probability. It reflects each lender's stated credit policy and our model — we will keep calling it that until live outcomes justify anything stronger.
Moves that change your score
0 of 6 doneTick one to see what it does — and who it unlocks.
Who'll approve you
Ranked on fit. No lender can pay to move up this list.
Matching runs against each lender's published credit policy. Applying is still your decision — and every application you make is a hard enquiry, which is exactly what this page exists to help you avoid.